Clera Financial provides tailored lending advice for individuals, families, investors and businesses. We take the time to understand the broader picture, consider the options available and structure finance with your longer-term objectives in mind.
From property and investment lending to asset and business finance, our approach is deliberately personal, considered and uncomplicated.
Get in touch today for an obligation free chat about your options.
Services
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Whether you're buying your first home, upgrading, downsizing or purchasing your next property, we help you understand your borrowing position and explore suitable lending options. From pre-approval through to settlement, we provide clear guidance and support throughout the process.
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Whether you're purchasing your first investment property or growing an established portfolio, we look beyond the next loan. We consider your existing lending, available equity, borrowing position and future objectives to help structure finance that supports your broader investment strategy.
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Your financial circumstances can change over time, and your home loan should evolve with them. We can review your existing lending, compare suitable options and consider whether changes to your loan structure, rate or features could better align with your current needs and future goals.
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Not every financial situation fits neatly within standard lending criteria. We take the time to understand the detail behind your circumstances and explore potential solutions for more complex lending requirements, including unique income structures, multiple properties, self-employed applicants and other non-standard scenarios.
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Whether you're acquiring equipment for your business, upgrading vehicles or purchasing other essential assets, we can help you explore appropriate finance options. We consider the purpose of the asset, your cash flow and broader financial position to help find a solution suited to your needs.
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Whether you're starting a business, expanding operations, purchasing assets or managing a period of growth, access to the right finance can make a difference. We can help you explore business lending options designed around your objectives, financial position and cash flow requirements.
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From renovations and major purchases to consolidating existing debts or funding other personal needs, a personal loan can provide a structured way to access finance. We'll help you understand your options and the associated costs so you can choose a solution that fits your circumstances.
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Whether you're purchasing a new or used vehicle for personal or business use, we can help you explore finance options that suit your circumstances. We'll help you understand the available loan structures, repayments, rates and costs so you can make an informed decision.
Our Lending Partners
Contact us today
You don't need to have everything figured out before you speak with us.
Whether you're buying, refinancing, investing or simply trying to understand your options, we'll start by understanding where you are and where you want to go.
Alternatively, you can also fill out the below form for a callback or to arrange a meeting outside of business hours.