About

Clera Financial was founded on the belief that lending should be more considered, more personal and better aligned with the bigger picture.

With extensive experience across banking and lending, we bring a deep understanding of residential property, investment, refinancing, complex lending and broader finance solutions. We take the time to understand each client's circumstances and objectives before considering the right structure and strategy.

Our approach is deliberately straightforward: listen carefully, provide clear advice and structure finance with purpose. Whether you're purchasing a home, building an investment portfolio, acquiring an asset or growing a business, we look beyond the immediate transaction to consider what comes next.

At Clera Financial, we're here to make finance feel simpler, more informed and more aligned with your future.

Whatever stage you're at, we're here to help. Get in touch today for an obligation free chat about your options.

Team

Professional man in a suit standing with arms crossed in office

George Yao - Director

George is an accomplished banker with more than a decade of experience at Australia's largest financial institution. Throughout his career, he has helped thousands of clients achieve their property and financial goals, assisting with over half a billion dollars in lending.

George’s performance has been consistently recognised at a national level. He has been awarded Diamond Lender five times, placing him among the top 15 lenders nationally, and has been a top-five finalist on multiple occasions. His achievements were further recognised when he was named Banker of the Year in 2021.

Today, George brings that same level of experience and commitment to Clera Financial. His approach is personal, considered and relationship-led — taking the time to understand each client's circumstances, objectives and longer-term plans before recommending a lending strategy.

Book a call with George

Process

  • We take the time to understand your goals and financial position in detail to ensure we’re aligned from the outset, with a shared understanding of what success looks like.

  • We collect the required verification documents including but not limited to; payslips, tax returns, bank statements and ID.

  • We compare products across our lender panel to find the right fit.

  • We present a tailored strategy with product comparisons aligned to your goals.

  • We manage the end-to-end application process from submission to approval.

    You remain informed throughout, with clear communication at each stage.

  • We coordinate every moving part through to settlement – coordinating all parties involved and ensuring a seamless, well-managed outcome at every stage. Deadlines are met, details are handled, and nothing is left to chance.

  • Our role doesn’t end at settlement. We stay alongside you, reviewing your position proactively and refining your structure as your position and goals evolve.